This business provides personal loans designed to help individuals achieve their financial goals and improve their overall happiness. They offer loans ranging from $5,000 to $40,000 with competitive interest rates, focusing on a transparent and simple lending process. The company emphasizes community-focused lending and aims to empower customers to use money as a tool for happiness, rather than just a means to an end.
India
This online platform provides a range of financial products and services, including personal loans, business loans, gold loans, and credit cards. It connects borrowers with multiple banks and non-banking financial companies (NBFCs) to offer competitive interest rates and personalized loan options. The service aims to simplify the loan application process, ensuring quick disbursal of funds, often within 24 hours, with minimal documentation. Additionally, it offers tools for credit score assessment and financial management.
USA
This business provides online payday loans and personal installment loans ranging from $100 to $35,000. It offers a quick application process with instant approval from direct lenders, catering to individuals with bad credit. The service emphasizes convenience, allowing users to apply online without affecting their credit score, and promises cash deposits within one business day. The business model focuses on matching borrowers with lenders who can offer favorable terms, making it accessible for those in urgent need of cash.
San Francisco, CA
This business provides a variety of financing solutions tailored for small businesses, including SBA loans, bank term loans, and lines of credit. It focuses on streamlining the loan process through innovative technology and personalized service, aiming to help small business owners access the capital they need for growth, inventory management, and debt refinancing. The platform also offers resources such as an SBA loan calculator and a blog with insights for small business success.
Southfield, MI
This business provides a variety of financing solutions tailored for small and medium-sized enterprises, including working capital loans, merchant cash advances, long-term loans, business lines of credit, equipment financing, and SBA loans. They focus on fast approval processes, often within hours, and aim to support businesses that may struggle to secure traditional bank loans. Their services are designed to meet the diverse needs of various industries, ensuring flexible funding options that adapt to the specific circumstances of each business.
This business offers a specialized credit card designed to help consumers finance health and wellness expenses. It provides flexible payment options for a variety of services, including dental, vision, veterinary, and cosmetic procedures. The card is accepted at over 270,000 locations, allowing users to manage their healthcare costs effectively. The company also emphasizes support for cardholders during emergencies, such as natural disasters.
Singapore
This business provides revenue-based financing and payment solutions tailored for startups and digital businesses in Southeast Asia. It offers flexible, non-dilutive capital that allows companies to manage cash flow gaps and fund growth activities such as marketing and inventory. The financing model is designed for e-commerce, SaaS, and other digitally-enabled businesses, allowing repayments to be tied to revenue performance, thus providing a partnership-like relationship with clients.
The company previously offered student financing solutions through Income Share Agreements and deferred tuition agreements but has ceased all operations related to these services as of August 2022. The financial assets have been sold to a global asset manager, and the servicing arm has been acquired by another servicer.
Lincoln, Nebraska
This company specializes in student loan servicing, providing customer support for federal and commercially held student loans. It operates in consumer finance, telecommunications, and education sectors, with a focus on simplifying the repayment process for borrowers. The company has a global presence and employs over 8,500 associates to assist customers in managing their loans effectively.
Ciudad de México, CDMX
This business provides financial services tailored for small and medium enterprises (SMEs), including business credit, a corporate card, and payment terminals. It aims to offer the same benefits that larger companies enjoy, thereby empowering smaller businesses to manage their finances more effectively. The platform includes tools for credit simulation, expense control, and payment processing, catering specifically to the needs of SMEs in Mexico.
Guadalajara, Jalisco, Mexico
This business offers personal loans and a payment method that allows customers to make purchases without a credit card, enabling them to pay in installments. The service is fully online, providing quick access to loans ranging from $200 to $24,500, with no hidden fees. It targets individuals in Mexico who need financial assistance for various purposes, including starting a business or managing household expenses. The company emphasizes security and customer satisfaction, with a high percentage of users reporting improved credit history and recommending the service to others.
Chicago, IL
This business offers personal loans and credit card products aimed at helping individuals achieve their financial goals. They provide various types of loans including debt consolidation, emergency, home improvement, and installment loans. The company also offers credit cards with features designed to enhance purchasing power and rewards. Their services are accessible online, making it convenient for customers to apply and manage their accounts through a mobile app.
Toronto, ON
This platform provides small business loans in Canada with a focus on affordable rates, quick approval, and flexible repayment options. It caters to small and medium-sized businesses, allowing them to borrow amounts ranging from $1,000 to $500,000. The service also enables individuals to invest in these businesses, offering potential returns while supporting local entrepreneurs. The platform emphasizes transparency with no hidden fees and a straightforward application process.
This business provides a platform for consumers to access personal loans and debt consolidation services. It focuses on offering competitive rates and flexible repayment options, targeting individuals looking to improve their financial situation through responsible borrowing. The platform connects borrowers with lenders, facilitating a streamlined application process and promoting financial education to help users make informed decisions.
This business provides online payday loans and cash advances for individuals with any credit history, including those with poor or bad credit. They offer a variety of loan types, including installment loans and same-day loans, with a streamlined application process that allows for quick decisions and fund transfers. The service is accessible 24/7 via mobile devices, ensuring convenience for users. They emphasize security and responsible lending practices.
Bangalore, Karnataka
This business offers a platform for consumers to shop on an EMI (Equated Monthly Installment) basis without the need for a credit card or credit score. Users can download an app to check their personalized credit limit and make purchases at a wide range of online and offline stores. The service is designed to make shopping more accessible and affordable, allowing customers to pay for their purchases in installments over a flexible period. The platform has a straightforward approval process and is aimed at individuals looking for convenient financing options.
This business provides various financing solutions tailored for small to medium-sized enterprises, including working capital loans, merchant cash advances, business lines of credit, equipment financing, business term loans, and SBA loans. They also offer a unique rewards program that allows business owners to earn United MileagePlus bonus miles alongside their funding. The company aims to simplify the funding process for business owners, ensuring they receive the necessary capital quickly while also benefiting from travel rewards.
Bangalore, Karnataka
This platform provides a range of financial services including instant personal loans, business loans, and a credit tracker. Users can avail personal loans up to ₹10 lakh and business loans up to ₹5 lakh with minimal paperwork and quick disbursement. The service is designed to help individuals manage their finances effectively, offering personalized financial products and insights to improve credit scores. The platform is licensed by the Reserve Bank of India and emphasizes security and user-friendly digital experiences.
India
This business offers an online platform for personal loans, allowing users to apply for credit up to ₹5 lakh with low interest rates. The service is designed for quick approval, enabling users to receive funds in their bank accounts almost instantly. The business model emphasizes flexibility, as customers only pay interest on the amount they use, with repayment options ranging from 3 to 36 months. It caters to a wide audience in India, providing loans for various purposes such as travel, medical expenses, education, and home renovations.
Detroit, MI
This online finance company specializes in providing personal loans ranging from $2,000 to $45,000. The application process is fully online, allowing users to check their loan options without affecting their credit score. The company offers various types of loans, including personal loans, solar loans, debt consolidation loans, home improvement loans, and auto loans. They emphasize a simple and secure process with no hidden fees and same-day funding options for qualified clients.