Financial Transactions Processing, Reserve, and Clearinghouse Activities

Companies with NAICS Code 522320

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Ripple

ripple.com

San Francisco, California

This business provides a comprehensive digital asset infrastructure designed for financial services, enabling real-time cross-border payments, digital asset custody, and regulatory compliance. It serves a diverse clientele, including banks, neobanks, and payment service providers, facilitating global payment solutions that enhance operational efficiency and drive revenue growth through blockchain technology.

Financial Technology and Digital Payments

Evervault

evervault.com

This business provides a secure payments infrastructure that allows companies to tokenize card data, optimize payment processing, and maintain compliance with PCI regulations. Their services include card issuing, network tokens, and key management, enabling businesses to share card data securely while minimizing compliance burdens. The platform is designed for developers, offering easy integration through SDKs and APIs, and focuses on providing maximum security and flexibility in payment workflows.

Payment Security and Processing

Eversend

eversend.co

Paris, France; Lagos, Nigeria; Kampala, Uganda; London, England; New York, NY, USA

This business provides a multi-currency app designed for efficient borderless payments, enabling users to send, receive, and exchange money at competitive rates. It offers features such as virtual debit cards, low transaction fees, and a customer service platform for support. Targeting individuals and businesses, it aims to simplify financial transactions across different currencies, particularly in Africa.

Financial Technology

Bluevine

bluevine.com

Redwood City, California

This business provides a comprehensive banking platform tailored for small businesses, offering services such as high-yield business checking accounts, business loans, and credit cards. It emphasizes low fees, automated payment solutions, and quick access to working capital, catering to self-employed individuals, small businesses, and startups. The platform integrates various financial tools to streamline banking operations and enhance cash flow management.

Financial Technology and Banking Services

Paytm

paytm.com

Noida, Uttar Pradesh, India

This platform provides a comprehensive suite of digital payment solutions, enabling users to perform UPI transactions, recharge mobile phones, pay bills, and book tickets for travel and entertainment. It also offers financial services such as personal loans, insurance, and investment options in stocks and mutual funds. The service caters to both consumers and businesses, facilitating online and offline payments through various tools and applications.

Digital Payments and Financial Services

Dash

dash.org

This business offers a digital cash solution that allows users to send and receive money instantly and at a low cost. It provides a wallet application for individuals and businesses to manage their transactions, earn passive income through staking, and integrate cryptocurrency payments into their services. The platform emphasizes security, user control over private keys, and a community-driven approach, making it accessible for both novice and experienced users.

Cryptocurrency and Digital Payments

Finexio

finexio.com

This business provides a comprehensive accounts payable (AP) payments solution that optimizes, monetizes, and secures the B2B payment lifecycle. It leverages AI and software to facilitate secure electronic payments, helping mid-market and enterprise organizations reduce costs, prevent fraud, and gain visibility into their payment processes. The service includes payment delivery, fraud prevention, supplier management, and payment reporting, catering to various industries such as construction, healthcare, and higher education.

Financial Technology and B2B Payments

Fingpay

fingpay.co.in

Indore, Madhya Pradesh

This business provides a range of banking and financial services aimed at enhancing accessibility for underserved populations. It offers solutions such as cashless and paperless operations, a super app for various financial transactions, and business correspondent services that empower merchants to deliver assisted financial services. The company focuses on facilitating digital payments, EMI collections, and a variety of financial products including loans and insurance, targeting both individual consumers and businesses.

Fintech and Financial Services

Finoramic

finoramic.com

Hyderabad, Telangana

This platform empowers financial institutions and developers to create personalized financial products by enabling consumers to securely share their financial data. It utilizes AI and machine learning to analyze data from various sources, providing comprehensive insights into users' financial behaviors, which helps lenders make informed credit decisions.

Financial Technology (FinTech)

Finpass

finpass.com.br

São Paulo, SP

This business provides a digital platform that connects companies with various financing options. It utilizes artificial intelligence to analyze the unique context of each business and offers tailored credit solutions, including working capital, property-backed loans, and credit secured by future sales. The service is designed to help businesses grow by simplifying access to credit and providing essential financial insights.

Financial Technology

Flexypay

flexypay.in

This platform enables users to make payments using credit cards for various services, including school and college fees, rent, and maintenance. It offers a low processing fee, quick settlements, and the ability to convert large payments into easy EMIs. Users can also request payments from others, making it versatile for both individuals and businesses. The service emphasizes data security and rewards users with points for transactions.

Payment processing and financial services.

Flowcast

flowcast.ai

This business provides an AI-driven platform designed to automate and enhance credit decision-making processes for financial institutions. Utilizing advanced machine learning algorithms, it analyzes complex data to predict the creditworthiness of businesses, even those with limited financial histories. The platform aims to reduce risk and improve access to credit by offering accurate, data-driven insights that help institutions make informed lending decisions.

Financial Technology

Flutterwave

flutterwave.com

United States

This business provides a comprehensive payment processing platform that enables enterprises, small businesses, and individuals to accept and manage payments globally. It offers various services including online payment acceptance, cross-border payouts, invoicing, and point-of-sale systems. The platform supports multiple currencies and payment methods, catering to a diverse clientele including startups and established enterprises. Additionally, it provides tools for creating online stores and managing financial transactions seamlessly.

Payment Processing and Financial Technology

Fondeadora

fondeadora.com

Mexico

This financial platform offers personal and business debit accounts, allowing users to earn returns from their initial deposits. It is a regulated entity in Mexico, providing services tailored for both individuals and businesses, with a focus on transparency and financial protection.

Financial Services

Found

found.com

This business provides an all-in-one banking solution tailored for small business owners and self-employed individuals. It offers services such as business banking, bookkeeping, tax tools, invoicing, and expense tracking, all designed to simplify financial management. The platform allows users to manage their cash flow, create virtual cards, and automate tax calculations, making it particularly beneficial for freelancers and sole proprietors. The service emphasizes ease of use, with no hidden fees or minimum balance requirements, and is accessible via a mobile app.

Financial Technology

Final

getfinal.com

Brookings, SD

This business provided a credit card service that allowed consumers to generate multiple card numbers for enhanced control over their spending. Users could restrict these numbers for specific transactions, enhancing security and management of their finances. However, the service is no longer accepting new applications as it has been acquired and is no longer offering its credit card product.

Financial Technology

Remitly

remitly.com

Seattle, Washington

This service allows users to transfer money quickly and securely from the United States to Jordan, offering competitive exchange rates and no hidden fees. It provides various delivery options including cash pickup and mobile money, ensuring that recipients can access their funds conveniently. The platform emphasizes user security and offers a user-friendly app for managing transfers. New customers can benefit from promotional rates on their first transfer.

Financial Services

Western Union

westernunion.com

Englewood, Colorado

This business provides international money transfer services, allowing users to send and receive money online, via mobile app, or in person at agent locations. It offers various payment and delivery options, including cash pickup and bank account transfers, and emphasizes security and convenience in its operations. The service is available in over 200 countries and territories, catering to individuals and businesses needing reliable and fast money transfer solutions.

Financial Services

Mbanq

mbanq.com

Naples, FL

This business provides a comprehensive core banking solution that enables traditional banks, challenger banks, and FinTech companies to deploy digital financial services efficiently and in compliance with regulations. Their offerings include embedded banking solutions that allow companies to integrate financial products into their existing services, as well as a portfolio of 'as-a-service' solutions that enhance digital finance operations. They cater to various industries such as retail, hospitality, and entertainment, and focus on reducing costs and risks while ensuring compliance.

Financial Technology

MobiKwik

mobikwik.com

India

This platform provides online services for mobile and DTH recharges, as well as bill payments. It aims to simplify the recharge process for users, offering a user-friendly interface for quick transactions. The service targets consumers looking for convenient and efficient ways to manage their mobile and utility payments.

Online Payment and Recharge Services