Financial Transactions Processing, Reserve, and Clearinghouse Activities

Companies with NAICS Code 522320

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Metallicus

metallicus.com

This business operates a digital banking network that connects traditional financial institutions with Web3 technologies through compliant blockchain solutions. It offers a range of products designed for individual users and corporations, including a stablecoin backed by a treasury of other stablecoins, and facilitates seamless integration of digital assets for banks and financial services. The company emphasizes customer-centricity and innovation in the financial sector.

Digital Banking and Financial Technology

Micah Group

micah-group.com

Plymouth, MN

This business provides a software-as-a-service (SaaS) platform designed specifically for commercial lenders and financing companies. It enhances the efficiency of loan origination, underwriting, and collaboration processes, ultimately improving the customer experience. The platform includes features such as online applications, auto decisioning, and a partner portal, allowing lenders and their partners to manage deals and share information seamlessly.

Financial Technology (FinTech)

Midtrans

midtrans.com

Indonesia

This business provides a comprehensive payment gateway solution in Indonesia, supporting a wide range of online payment methods to facilitate transactions for customers. It caters to various market segments including startups, growing businesses, and enterprises, offering features such as online and in-store payment options, payouts to multiple accounts, and automated transaction notifications. The platform is designed to simplify payment processes, allowing businesses to focus on growth while ensuring secure and efficient transactions.

Financial Technology

MobiWand

mobiwand.com

Providence, Mahe, Seychelles

This business specializes in mobile payment solutions, offering innovative products and services aimed at enhancing financial inclusion. It focuses on rapid deployment and quick market entry for mobile payments, allowing clients to concentrate on business growth while staying competitive. The company serves banks, payment service providers, microfinance institutions, mobile network operators, and merchants, providing a feature-rich product designed to integrate into a broader digital payments ecosystem.

FinTech and mobile payments

Modelshop

modelshop.com

Newark, NJ

This business provides a no-code, AI-powered credit decision engine designed to streamline and automate lending processes. It offers solutions for credit underwriting, cash flow modeling, personalized pricing, and income estimation, targeting credit unions, consumer lenders, and small to medium-sized business lenders. The platform enables clients to deploy decision-making tools quickly and cost-effectively, enhancing customer experiences and increasing decision automation rates.

Financial Technology

CreditCards.com

creditcards.com

Austin, Texas

This website offers a platform for comparing various credit card options, including balance transfers, rewards, low interest rates, and more. It provides tools like CardMatch™ to help users find pre-qualified offers tailored to their needs. The site features educational resources, expert reviews, and calculators to assist users in making informed decisions about credit cards. It targets consumers looking for credit cards that fit their financial situations, whether they have excellent, good, fair, or bad credit.

Financial Services

moneyHOP

moneyhop.co

Bengaluru, Karnataka, India

This business provides a comprehensive cross-border neo banking solution, enabling users to send money internationally and manage multi-currency accounts through a digital platform. It offers services such as international money transfers, currency conversion, and remittance-as-a-service, targeting individuals and remittance agents. The platform emphasizes security, simplicity, and competitive exchange rates, catering primarily to Indian customers and students studying abroad.

Financial Technology and Remittance Services

Monsoon CreditTech

monsoonfintech.com

This business focuses on revolutionizing the lending process by utilizing machine learning and artificial intelligence to enhance decision-making efficiency. It offers predictive scorecards and analytics tools that help financial institutions reduce loan delinquencies, increase loan approvals, and improve customer retention. Their technology is tailored for banks, non-banking financial companies (NBFCs), housing finance companies (HFCs), and fintech firms, providing solutions across various loan and deposit products.

Financial Technology (FinTech)

Moonshot Holdings

moonshotholdings.com

This business operates a platform that enables individuals and companies to offer and accept arrangements for goods or services with payment terms that allow for payments over time. The platform is versatile and can be used for various transaction types, including sales, rentals, loans, subscriptions, and memberships. It emphasizes direct payments to individuals rather than banks, and its intellectual property is protected by multiple patents.

Financial Technology

Moov

moov.io

This business operates as a comprehensive payments platform that enables users to accept, store, send, and spend money seamlessly. It offers a unified API that connects various payment methods, including card processing and ACH transfers, while providing customizable user interfaces for onboarding and payment experiences. The platform also handles compliance requirements, allowing businesses to focus on growth. Its unique selling proposition lies in its ability to simplify complex multi-party payment workflows and provide extensive visibility and control over money movement.

Financial Technology and Payments Processing

Neo Financial

neofinancial.com

Calgary, Alberta

This financial platform offers a range of services including credit cards with cashback rewards, high-interest savings accounts, and investment portfolios. It aims to simplify money management for Canadians by providing a user-friendly app that consolidates financial activities. The platform emphasizes security with features like biometric access and CDIC protection for deposits. It targets a broad audience, including individuals looking to maximize their spending rewards and manage their finances efficiently.

Financial Technology

neon

neon-free.ch

Switzerland

This business offers a free banking app that allows users to manage their finances easily through a smartphone. It provides a debit Mastercard with no hidden fees, international money transfers, and features like expense tracking and mobile payments. The account can be opened in under 10 minutes, and it emphasizes security with two-factor authentication. The target market includes individuals looking for a cost-effective and user-friendly banking solution.

Fintech and digital banking

NorthStarCurrency

northstarcurrency.com

This business specializes in facilitating secure and fast international payments, particularly for educational institutions, international students, and agents. The process involves students sending funds via bank transfer or credit card, which are then converted and delivered to the educational institutions. The service provides real-time updates to both students and schools throughout the payment process, ensuring transparency and efficiency.

Financial Services

Novo

novo.co

This platform offers online business banking solutions tailored for small business owners, freelancers, and self-employed individuals. It provides a checking account with no hidden fees, a business debit card, and access to flexible financing options. Users can create and send customizable invoices, integrate with various tools for payments and payroll, and benefit from exclusive savings on business software. The service emphasizes ease of use, security, and real-time insights to help businesses manage their finances effectively.

Financial Technology (Fintech)

Nubank

nubank.com.br

São Paulo, SP

This business offers a range of financial services including digital banking, credit cards, personal loans, and investment options. It focuses on providing a user-friendly experience with features like a digital account, credit card management, and innovative payment solutions. The target market includes individuals and small businesses seeking modern financial solutions with transparency and control over their finances.

Financial Technology

Nymbus

nymbus.com

Jacksonville, FL

This business provides a cloud-native Banking-as-a-Service model that enables financial institutions to launch digital banking solutions without the need for core conversions. They offer a comprehensive suite of services including core banking systems, digital bank launches, online banking solutions, and support for small and medium-sized businesses. Their unique approach combines technology, operational support, and marketing resources to help clients quickly establish and grow their digital banking presence.

Financial Technology and Banking

OpnPayments

omise.co

Thailand

This business operates as a payment gateway, providing a range of online and offline payment solutions tailored for merchants in Asia, specifically in Thailand, Japan, and Singapore. It supports various payment methods including credit and debit cards, internet banking, and multi-currency transactions. The company offers features such as sandboxed test accounts, eKYC, and fast account activation, along with plugins for e-commerce platforms and APIs for developers.

Financial Technology

OneUp

oneup.com

This business provides an integrated platform that combines banking and business management tools specifically designed for small and medium-sized businesses (SMBs). It offers features such as AI-driven cash flow forecasting, invoicing, bill payments, and financial performance reporting, all aimed at reducing administrative burdens and enhancing operational efficiency. The platform allows for customization and integration with existing banking systems, enabling banks to offer tailored services to their SMB clients.

Financial Technology

Accept Pay

accept.io

This business provides a payment processing solution that offers low-fee card acceptance services suitable for businesses of all sizes. Their offerings include secure processing for credit and debit card transactions, with a focus on contactless payment options, making it easier for merchants to accept payments from customers.

Payment Processing

Airwallex

airwallex.com

This platform provides a comprehensive suite of financial services designed to facilitate global business operations. It offers features such as multi-currency business accounts, high-speed international transfers, automated bill payments, and expense management tools. The service is tailored for businesses looking to streamline their financial processes, reduce costs associated with currency exchange, and enhance their payment capabilities through APIs and integrations with other software. The target market includes businesses of all sizes that operate internationally and require efficient financial solutions.

Financial Technology (FinTech)