Financial Transactions Processing, Reserve, and Clearinghouse Activities

Companies with NAICS Code 522320

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Privacy

privacy.com

United States

This business provides virtual card services that enhance online payment security by generating unique, disposable card numbers for transactions. Users can protect their financial information from fraud and unauthorized charges by using these virtual cards, which can be customized with spending limits and can be paused or closed at any time. The service is particularly useful for managing subscriptions and preventing overcharging, making it ideal for consumers who frequently shop online or use trial services. The platform emphasizes user privacy and security, employing military-grade encryption and compliance with industry standards.

Online Payment Security

Ozow

ozow.com

South Africa

This business provides a secure online payment gateway that facilitates instant electronic funds transfers (EFT) for individuals and businesses in South Africa. It offers various payment solutions, including peer-to-peer payments, refunds, and merchant services, enabling users to transact easily and securely without the need for cards. The platform integrates with major banks and supports multiple payment methods, enhancing the convenience of digital transactions.

Fintech and Online Payment Solutions

Venmo

venmo.com

This platform facilitates peer-to-peer money transfers, allowing users to send and receive money easily. It offers features such as bill splitting, payment for goods and services, and the ability to purchase cryptocurrencies. Users can manage their account balance, utilize debit and credit cards, and engage in social payments, making it a versatile tool for personal finance and business transactions.

Financial Technology

Brex

brex.com

San Francisco, CA

This financial technology company offers a comprehensive spend management platform that includes corporate credit cards, expense management, travel booking, bill payment, and banking services. It aims to empower businesses by automating financial processes, providing real-time tracking, and offering high credit limits and competitive yields. The platform is designed for startups, mid-size companies, and enterprises, focusing on enhancing financial control and efficiency through AI-powered solutions.

Financial Technology

Creditstacks

creditstacks.com

This business provides a financial service that has transitioned to a new brand identity, focusing on offering a card solution for consumers. The new site emphasizes a modern approach to financial services, likely targeting individuals seeking innovative banking solutions.

Financial Services

CredPal

credpal.com

Nigeria

This business provides a comprehensive financial management app that allows users to make payments, save money, invest, and access credit. It targets individuals and businesses in developing economies, offering features such as virtual cards, credit building, and installment payment options for purchases. The app aims to simplify financial management and enhance users' financial literacy and capabilities.

Financial Technology

PayPal

paypal.com

San Jose, CA

This financial technology company provides a platform for users to send, receive, and manage money online. It offers services such as personal payments, business transactions, credit options, and cryptocurrency trading. The platform is designed for both individual consumers and small to enterprise-level businesses, facilitating secure transactions and financial management through various tools and integrations.

Financial Technology

Current

current.com

This business offers a mobile banking platform that focuses on building credit through everyday banking activities. It provides features such as faster direct deposits, a fee-free overdraft option, and the ability to earn points on purchases. Users can also save money with high-yield savings options and invest in cryptocurrencies without trading fees. The service is designed for individuals looking for a modern banking experience without traditional banking fees or credit checks.

Financial Technology

Payoneer

payoneer.com

New York, NY

This platform provides a comprehensive payment processing solution for digital businesses, enabling users to send and receive payments globally. It offers services tailored for freelancers, businesses, and marketplaces, allowing them to manage cross-border payments, access multi-currency accounts, and connect with various online marketplaces. The platform emphasizes ease of use, quick transactions, and compliance with local regulations, making it suitable for a diverse range of industries including eCommerce, IT outsourcing, and digital marketing.

Online payment processing and financial services.

Dave

dave.com

Los Angeles, CA

This business offers a mobile banking app that provides users with cash advances, checking accounts, and savings options. It allows users to manage their finances with features like early paycheck access, budgeting tools, and a side hustle board for earning extra income. The app emphasizes low fees and security, with accounts insured by a partner bank.

Mobile Banking and Financial Services

Bankbazaar

bankbazaar.com

India

This platform offers a comprehensive range of financial services, including credit cards, personal loans, home loans, and investment options such as fixed deposits and mutual funds. It provides users with tools to compare various financial products, access free credit scores, and utilize financial calculators. The service targets individuals seeking to manage their finances effectively and improve their creditworthiness, catering primarily to the Indian market.

Financial Technology (FinTech)

Deserve

deserve.com

This business provides a comprehensive platform for launching credit card programs tailored for both consumers and small to medium-sized businesses. Their services include real-time application decisioning, instant virtual card issuance, customizable rewards, and a mobile-native cardholder experience. They focus on innovation in the credit card space, offering a cloud-native processor that allows for quick feature development and integration with existing systems. Their target market includes fintechs, brands, and financial institutions looking to enhance customer loyalty and streamline credit card offerings.

Fintech and Credit Card Services

Stripe

stripe.com

San Francisco, CA

This business provides a comprehensive suite of financial infrastructure solutions that enable companies to accept payments online and in-person. It offers a range of services including payment processing, fraud prevention, financial automation, and tools for managing subscriptions and invoicing. The platform is designed for businesses of all sizes, from startups to large enterprises, and supports various payment methods and currencies globally. Its unique offerings include APIs for developers, no-code tools for quick integration, and specialized solutions for different business models such as e-commerce and SaaS.

Financial Technology

Adyen

adyen.com

Amsterdam, Netherlands

This business provides an integrated financial technology platform that facilitates end-to-end payment processing, data management, and financial operations. It enables businesses to accept payments across various channels, optimize their financial management, and gain insights into customer behavior and market opportunities. The platform supports online, in-person, and omnichannel payment solutions, catering to digital businesses, omnichannel retailers, and platforms or marketplaces looking to enhance user experiences and streamline operations.

Financial Technology

Dragon token

drgtoken.io

This business operates as a FinTech company focused on integrating blockchain technology with the entertainment industry. It aims to provide innovative payment solutions that bridge traditional finance with blockchain advancements. The company engages in partnerships across various sectors, including motorsports and charitable organizations, to enhance funding and operational efficiency through blockchain applications.

FinTech and Entertainment

Drip Capital

dripcapital.com

San Francisco, California

This business provides financial solutions specifically designed for small and medium-sized enterprises (SMEs) engaged in international trade. They offer services such as trade finance, invoice financing, and working capital solutions to help businesses manage their cash flow and facilitate cross-border transactions. The target market includes exporters and importers looking for flexible financing options to support their growth and operational needs.

Financial Services

EarnIn

earnin.com

This service provides users with immediate access to their earned wages without the need to wait for traditional payday schedules. Users can cash out a portion of their earnings daily, receive paychecks up to two days early, and utilize features like balance protection and credit monitoring. The platform operates on a tip-based model, allowing users to choose how much they wish to pay for the service, thus eliminating mandatory fees and interest. It aims to enhance financial flexibility and reduce stress for its users.

Financial Technology

EBANX

ebanx.com

Brazil

This business provides a comprehensive payments platform designed for global companies looking to expand into emerging markets, particularly in Latin America, Africa, and India. It offers cross-border payment solutions with over 200 payment methods, ensuring seamless transactions and compliance with local regulations. The platform supports various payment types, including B2B transactions, recurring payments, and micropayments, while also focusing on fraud prevention and risk management. With a strong local presence and partnerships, it aims to enhance payment performance and conversion rates for its clients.

Payment processing and financial technology.

American Express

americanexpress.com

New York, NY

This business provides a wide range of financial products and services, including charge and credit cards, gift cards, rewards programs, travel services, personal savings accounts, business banking solutions, and insurance. It targets both individual consumers and businesses, offering tailored financial solutions and rewards programs that enhance customer loyalty and engagement.

Financial Services

Braintree

braintreepayments.com

United States

This business provides an online payment processing solution that enables merchants to accept various payment methods, including credit and debit cards, PayPal, Venmo, Apple Pay, and Google Pay. It focuses on enhancing conversion rates by reducing friction in the payment process, offering customized pricing based on business size and model, and ensuring data security. Additionally, it supports global payouts for sellers and freelancers, making it suitable for businesses looking to streamline their payment operations.

Financial Technology and Payment Processing